Difference between revisions of "Insurance"

Revision as of 14:34, 1 August 2012

Check the latest SELOC membership insurance benefits

Companies

Name & Weblink	Phone	Contact	Mod Friendly	Track Day Cover Included / Additional Information
REIS (Formerly Richard Egger Insurance)	0115 985 0165	Steve Hallam or Mary Singleton (mention SELOC for special rates)	Yes	Agreed Value Cover available. Track Day Cover (Four days included - any venue in the UK or Europe, excluding Nurburgring/Nordschliffe) available. Glass Cover & Club Discounts all available. Discount for Andy Walsh/Car Limits Driver Training Day. Enhanced Windscreen Cover (upto £1000 per claim) as standard. All drivers must be 25+. Policies limited to 7000 miles. No premium load for Commuting although vehicle must be parked in works car park.
Competition Car Insurance (CCI)	0844 892 1966	Option 4	Yes	4 free days with approved organisers & notification prior to day (1 days notice minimum) required. [If you have 2 years+ claim-free experience driving an Elise or similar, quotes are very competitive. 10% discounts available for SELOC Club Supporters. Also additional discount (10%) to be had for car control course / driver training - need certificate to prove attendance though]. Track cover includes some EU circuits (NOT Spa or Nurburgring) but doesn't include recovery costs and windscreen damage not covered on track. Won't mirror NCB from another car, but were happy to give me 4 year's worth "introductory bonus". Policies limited to 7000 miles. May 2012 - Just got a quote and it included 6 track days with the same conditions as above. As of 2012, Aviva (CCI's underwriter) are heavily loading premiums for anyone that requires "commuting" cover, be sure to mention if you dont need it.
Heritage	0121 246 6062 - ask for Martin (drivers over 28yrs.)	Discount for SELOC members	Yes	Track cover only included for club you are a member of eg LoT, cover is available for events with other TDOs at an additional premium. Will mirror NCB from other cars - no need to transfer your NCB to the vehicle insured with them. Check terms with Heritage. Spoke to on 11/1/2012 and refused to quote on Elise, saying they dont really deal with these any more
Chris Knott	0844 576 0660	Mention SELOC for special rates	Yes	Drivers over 30 (was 25 in previous years and may revert back in 2012). Need to have been driving your lotus for at least a year. Minimum premium is £400 apparently
Henderson Taylor insurance	0161 4377442	(Matt) Mention SELOC for special rates	Yes	Trackdays included, mod friendly policies mostly underwritten by Aviva on very similar terms as CCI (also underwritten by Aviva). As of 22/11/11, mileage limited to 7500 (now 5000?) miles per annum for Lotus policies. As of 08/02/12 Matthew confirmed that unlimited policies are available. As of 2012, Aviva are heavily loading premiums for anyone that requires "commuting" cover, be sure to mention if you dont need it though Matt is on the ball and will almost certainly ask you.
Manning UK	01491 578759	-	Yes	Sportscar specialists (run club schemes for TVR/Porsche/Aston). Includes trackdays. Discounts for driver training. Happy to quote for Lotus too, very friendly/helpful. Target profile is primarily second car or low mileage (5K) drivers, werent competitive (for me) on a 9K miles policy. Well worth a try if you fit their profile though.
Lotus - Esteem / AON (Official)	08705 708090 or 01483 706055 or 51	AON policies now moved to Footman James (below)	?	(Require driver be 30 or over)
A-Plan	01635 874 646	Usually Matthew Minchin. Discount for SELOC members	Yes	Contact the Thatcham office for Lotus schemes. Can provide free 5 day UK trackday cover on Royal Sun Alliance policies
Adrian Flux	0800 081 8989	"Yellow department" Mention SELOC for special rates	Yes
Noel Dazely	0870 0466604	Mention SELOC for special rates	Yes
Admiral	0800 600 800		No	?
Bell Direct	0800 140 180		No	?
Direct Line	0845 246 8701		?	(require tracker and driver over 25yrs old)
Elephant	0870 0401 140 or 0870 0131072		No
Footman James	0121 561 4196		Not very - didn't even like Performance pack on Exige	Track day cover included but won't cover Car Limits driver training days with Andrew Walsh
Argos	0800 015 4835		?	?
ASDA	0845 300 2310		?	?
Liverpool Victoria	01202 292 333		?	Driver must be 25+ on an Elise
More Than / Hastings	0800 072 4186		?	?
Michael Ward	01707 378260		?	Good for young drivers on all sports cars, very easy to deal with!

Insurance world 01604 615415

Norwich Union Direct 0800 092 9564

Privilege 0845 246 0275

Quoteline Direct 0870 442 9049

Tesco 0845 300 4400

Also remember that you can get affiliate money with some of the bigger insurance companies simply by taking out insurance via your QuidCo.com account. For example, More Than currently give £75 back via QuidCo. These cashback sites are discussed on the uber-price comparison site: http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

Temporary Cover

For instant short-term insurance for courtesy cars and test drives etc - car not needed to be owned by driver:

http://www.ecarinsurance.co.uk

http://www.dayinsure.com

http://www.tempcover.co.uk (some restrictions on insurance groups of cars they will cover - it will tell you during the quote)

One-off Track Day Insurance

REIS (formally Richard Egger Insurance) - http://www.reis.co.uk/
Competition Car Insurance - http://www.competition-car-insurance.co.uk/enquiry.htm
Morris - http://www.morispayment.co.uk/affiliate_trackday.asp?prefix=CIG

CCI insurance is cheaper if the event is a novice trackday, so be sure to mention it.

Insurance Check

Use this site to check whether any car in the UK is insured.

http://www.askmid.com http://ownvehicle.askmid.com/ (direct link)

Use this site to check a cars MOT history. You need the registation plate and V5 document number.

http://www.motinfo.gov.uk

Job Title

Use this site to see what impact subtle variations in your job title can have on your premiums.

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

Postcode Risk Assessment

Have a look at this site to see what risk assessment is associated with your postcode.

http://www.carinsuranceexplained.com/car_insurance_explained/insurance_postcode_risk.htm

@@ Line 14: / Line 14: @@
 | [http://www.ckinsurance.co.uk Chris Knott] || 0844 576 0660 || Mention SELOC for special rates || Yes || Drivers over 30 (was 25 in previous years and may revert back in 2012). Need to have been driving your lotus for at least a year. Minimum premium is £400 apparently
 |-
-| [http://www.hendersontaylor.co.uk/ Henderson Taylor insurance] || 0161 4377442 || (Matt) Mention SELOC for special rates || Yes || Trackdays included, mod friendly policies mostly underwritten by Aviva on very similar terms as CCI (also underwritten by Aviva). As of 22/11/11, mileage limited to 7500 miles per annum for Lotus policies. As of 08/02/12 Matthew confirmed that unlimited policies are available. As of 2012, Aviva are heavily loading premiums for anyone that requires "commuting" cover, be sure to mention if you dont need it though Matt is on the ball and will almost certainly ask you.
+| [http://www.hendersontaylor.co.uk/ Henderson Taylor insurance] || 0161 4377442 || (Matt) Mention SELOC for special rates || Yes || Trackdays included, mod friendly policies mostly underwritten by Aviva on very similar terms as CCI (also underwritten by Aviva). As of 22/11/11, mileage limited to 7500 (now 5000?) miles per annum for Lotus policies. As of 08/02/12 Matthew confirmed that unlimited policies are available. As of 2012, Aviva are heavily loading premiums for anyone that requires "commuting" cover, be sure to mention if you dont need it though Matt is on the ball and will almost certainly ask you.
 |-
 | [http://www.manninguk.com/automotive/ Manning UK] || 01491 578759 || - || Yes || Sportscar specialists (run club schemes for TVR/Porsche/Aston).  Includes trackdays.  Discounts for driver training.  Happy to quote for Lotus too, very friendly/helpful.  Target profile is primarily second car or low mileage (5K) drivers, werent competitive (for me) on a 9K miles policy.  Well worth a try if you fit their profile though.