Insurance

Check the latest SELOC membership insurance benefits

Companies

Name & Weblink	Phone	Contact	Mod Friendly	Track Day Cover Included / Additional Information
1 Answer Insurance	0800 276 1338	Rich Hermida	Audi/ Honda/ Duratec/ Rover/ Toyota	6 Track days, 1 Answer insurance. Contact the team on 0800 276 1338 for a bespoke quote, which can include track days with reduced track day excess, agreed value, commuting, Class 1business use with standard features such as 60 European cover, reduced windscreen excess and legal cover. They can mirror NCB and you will earn NCB with their policies. The main Lotus insurer deals with limited mileage up to 12k pa, and they will insure all Audi, Duratec, Honda N/A, S/C, C/C set ups, along with Katana Toyota powered cars and modified Rover engined cars.Schnitzel (Rich Hermida) is the Sales Director and Seloc advertiser and can be contacted direct on 01323 481407.
REIS (Formerly Richard Egger Insurance)	0115 965 1020	Mary Singleton (mention SELOC for special rates)	Yes	Agreed Value Cover available. Track Day Cover (Four days included - any venue in the UK or Europe, excluding Nurburgring/Nordschliffe) available - Excess is 10% of insured value. Glass Cover & Club Discounts all available. Discount for Andy Walsh/Car Limits Driver Training Day. Enhanced Windscreen Cover (upto £1000 per claim) as standard. All drivers must be 25+. Policies limited to 7000 miles per annum maximum. No premium load for Commuting although vehicle must be parked in works car park. Not able to provide cover if parked at station car park for commuting.
Competition Car Insurance (CCI)	0844 892 1966	Option 4	Yes	4 free days with approved organisers & notification prior to day (1 days notice minimum) required. [If you have 2 years+ claim-free experience driving an Elise or similar, quotes are very competitive. 10% discounts available for SELOC Club Supporters. Also additional discount (10%) to be had for car control course / driver training - need certificate to prove attendance though]. Track cover includes some EU circuits (Nurburgring) but doesn't include recovery costs and windscreen damage not covered on track. Won't mirror NCB from another car, but were happy to give me 4 year's worth "introductory bonus". Policies limited to 7000 miles. 17.02.14 - confirmed have to be over 40yo May 2012 - Just got a quote and it included 6 track days with the same conditions as above. As of 2012, Aviva (CCI's underwriter) are heavily loading premiums for anyone that requires "commuting" cover, be sure to mention if you dont need it.
Heritage	0121 246 6062 - ask for Martin (drivers over 28yrs.)	Discount for SELOC members	Yes	Track cover only included for club you are a member of eg LoT, cover is available for events with other TDOs at an additional premium. Will mirror NCB from other cars - no need to transfer your NCB to the vehicle insured with them. Check terms with Heritage. Spoke to on 11/1/2012 and refused to quote on Elise, saying they dont really deal with these any more
Chris Knott	0844 576 0660	Mention SELOC for special rates	Yes	Drivers over 30 (was 25 in previous years and may revert back in 2012). Need to have been driving your lotus for at least a year. Minimum premium is £400 apparently. Does not cover track days, but does offer multi-car policies.
Henderson Taylor insurance	0161 4377442	(Matt) Mention SELOC for special rates	Yes	Trackdays included, mod friendly policies mostly underwritten by Aviva on very similar terms as CCI (also underwritten by Aviva). As of 22/11/11, mileage limited to 7500 (now 5000?) miles per annum for Lotus policies. As of 08/02/12 Matthew confirmed that unlimited policies are available. As of 2012, Aviva are heavily loading premiums for anyone that requires "commuting" cover, be sure to mention if you dont need it though Matt is on the ball and will almost certainly ask you. (Tyrex) - I spoke to Henderson today (4/1/13) who confirmed that the maximum annual mileage for their policies was 6000. 17.02.14 - maximum mileage is now 4500pa!
Manning UK	01491 578759	-	Yes (up to %age bhp limit)	Sportscar specialists (run club schemes for TVR/Porsche/Aston). Includes trackdays. Discounts for driver training. Happy to quote for Lotus too, very friendly/helpful. Target profile is primarily second car or low mileage (5K) drivers, werent competitive (for me) on a 9K miles policy. Well worth a try if you fit their profile though. Offer multi-car policies and unlimited track days. Honda transplants will exceed their bhp mod limit. Days with non-ATDO track day companies are not covered, however Lotus on Track have recently joined ATDO.
Lotus - Esteem / AON (Official)	08705 708090 or 01483 706055 or 51	AON policies now moved to Footman James (below)	?	(Require driver be 30 or over)
A-Plan	01635 874 646	Usually Matthew Minchin. Discount for SELOC members	Yes	Contact the Thatcham office for Lotus schemes. Can provide free 5 day UK trackday cover on Royal Sun Alliance policies. "ok with brakes and suspension upgrade but not too sure with the engine but ok in the end."^[1]
Adrian Flux	0800 081 8989	"Yellow department" Mention SELOC for special rates	Yes
Noel Dazely	0870 0466604	Mention SELOC for special rates	Yes
Admiral	0844 848 4416 (Single) or 0844 848 4316 (Multicar)	N/A	Yes (see details)	Can declare mods (although only the cost of replacement standard parts are covered). No track day cover. Multicar policies are particularly good value if you have two or more cars to insure.
Bell Direct	0800 140 180		No	?
Direct Line	0845 246 8701		?	(require tracker and driver over 25yrs old)
Elephant	0870 0401 140 or 0870 0131072		No
Footman James	0121 561 4196		Not very - didn't even like Performance pack on Exige	Track day cover included but won't cover Car Limits driver training days with Andrew Walsh Just called and they only cover classics, they have stopped insuring modern cars
Argos	0800 015 4835		?	?
ASDA	0845 300 2310		?	?
Liverpool Victoria	01202 292 333		?	Driver must be 25+ on an Elise
More Than / Hastings	0800 072 4186		?	?
Michael Ward	01707 378260		?	Good for young drivers on all sports cars, very easy to deal with!
Sky Insurance	03303 331 250		Yes	Do not provided trackday cover in premium. Offer discount to other car clubs - including pistonheads. Admin fee of £60 included in quote but potential to waive that. Were offering underwriting by Chaucher for cover with modifications.

Insurance world 01604 615415

Norwich Union Direct 0800 092 9564

Privilege 0845 246 0275

Quoteline Direct 0870 442 9049

Tesco 0845 300 4400

Also remember that you can get affiliate money with some of the bigger insurance companies simply by taking out insurance via your QuidCo.com account. For example, More Than currently give £75 back via QuidCo. These cashback sites are discussed on the uber-price comparison site: http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance